Jirav Review 2026: FP&A for SMBs and Firms, Pricing, Pros and Cons

Jirav is an FP&A platform for small and mid-size companies and for the accounting firms that advise them. It pulls actuals from the general ledger and payroll, then builds a budget, a rolling forecast and an integrated balance sheet and cash flow on top.

The short verdict: the software covers the job well, so the buying decision comes down to which price list you qualify for. A company buying direct pays a five-figure yearly fee that includes implementation, while a firm client can get a cut-down version for a fraction of that.

This review is for the CFO, controller or first finance hire who has outgrown a spreadsheet model and is pricing a dedicated FP&A tool, and for the CAS partner deciding which platform to resell.

It covers both of Jirav's price lists, the caps that separate the plans, and the cheaper tools that do part of the same job.

CFOpresso data: Toolradar, the software directory we run, has evaluated 20 financial planning tools on its financial planning ranking (updated October 31, 2026).

Its tool pages for Jirav and Fathom carry the integrations and alternatives behind this comparison.

Methodology: every price on this page was read on the vendor's own pricing page on November 4, 2026, for Jirav, Reach Reporting, Fathom, LivePlan and Cube. Plan limits come from Jirav's pricing pages and help center. Past prices come from dated Wayback Machine copies of Jirav's own pricing pages.

Nothing here comes from a trial account or a demo. Our FP&A software for SaaS guide covers the subscription-revenue angle.

Jirav is cloud software for budgeting, forecasting, reporting and dashboards, built for companies that run on QuickBooks, Xero, NetSuite or Sage Intacct. Its homepage says it supports more than 4,000 companies and accounting firms, and its partner page says it has worked with more than 2,000 accounting firms.

The pitch is a pro forma three-statement model, meaning the income statement, balance sheet and cash flow move together when an assumption changes.

The company runs two businesses on one product. Direct customers buy the Starter, Pro or Enterprise plan with implementation included. Accounting and CFO advisory firms join a partner program, pay wholesale prices for each client account they activate, white-label the reports with their own logo, and resell FP&A as a monthly service.

Which side you buy from changes the entry price by an order of magnitude, which explains why write-ups about Jirav quote such different numbers.

Jirav's CEO, Todd Stanley, previously led product and business teams at Intuit on TurboTax and QuickBooks, according to the company page. The first finance hire stack guide shows where a planning tool sits next to the ledger and payroll.

Setup starts with the ledger. Jirav lists native connections to QuickBooks Online, QuickBooks Desktop, Xero, Oracle NetSuite and Sage Intacct, plus Excel uploads for any other accounting system. Its integrations page claims it can connect to a general ledger and show three-way financials in under 10 minutes.

Treat that as a vendor claim: mapping a messy chart of accounts and departments is where the real hours go.

Payroll is the second feed. The listed workforce connections are ADP, Gusto, Paychex, Justworks, BambooHR, Paylocity, TriNet and UKG, which feed a staffing model that forecasts salary cost by hire date.

CRM and commerce data such as Salesforce, HubSpot, Stripe and Shopify arrive only through third-party providers or Google Sheets and Excel imports, so a SaaS team that forecasts from its sales pipeline should budget for a connector as well.

From there the monthly loop is reporting. Actuals refresh, budget versus actual variance reports update, and dashboards and report packages go out to the owner, the board or the bank. Read-only sharing is unlimited on every business plan, while the number of people who can edit is capped by plan.

If board packs are the main job, compare the board reporting software picks too.

Jirav's business pricing page, read November 4, 2026, lists three plans. Starter is $10,000 a year for company-level planning through next year, with 2 admin or editor users, 2 active plans, 3 dashboards and up to 24 months of data.

Pro is $15,000 a year and is marked as recommended for custom planning: 5 departments, 5 admins or editors, 3 active plans and up to 48 months of data. Enterprise is quote-only, with 15 departments, 15 admins or editors, 5 active plans and up to 84 months of data.

The same page lists unlimited collaboration users for budget input, so ask how those differ from the capped admin and editor seats. Neither pricing page offers a free trial; both route buyers to a demo.

The accounting and CFO firm pricing page is a separate wholesale ladder. Controller Essentials starts at $50 a month with an auto-generated budget, 2 plans and a one-year forecast. CFO Enterprise starts at $150 a month with driver-based and staffing models, 5 active scenarios and a seven-year forecast.

The partner page adds that wholesale pricing comes with volume-based discounts, and the page does not print the volume steps. Jirav's structured data on both pages lists a price range of $100 to $750 a month, which matches neither visible ladder, so quote the cards.

The split is recent.

A February 8, 2025 copy of jirav.com/pricing showed the business ladder at the same yearly prices, while a January 24, 2026 copy already showed the firm wholesale plans at that address.

A April 20, 2025 copy of the business page shows Starter and Pro unchanged since then. Third-party pages that quote Jirav's low monthly figure are reading the firm list.

Cost scenario, our arithmetic on printed prices, for one company with one entity buying direct for a year. Jirav Starter costs its yearly list price. Reach Reporting with one connection costs $1,548 billed annually, or $1,788 at $149 a month.

Fathom for one company costs $708 at $59 a month. LivePlan Premium costs $360 at $30 a month billed yearly. Cube prints no price.

Jirav Starter therefore costs $8,452 a year more than Reach on annual billing, and that gap buys implementation help and a staffing model that the cheaper tools handle less deeply.

For a firm with 10 clients, the printed alternatives are Fathom at $315 a month for 10 companies and Reach at $2,436 a year for 10 connections billed annually. Jirav's firm price per client account depends on the plan and the volume discount, so get the per-account quote before comparing it with those flat bundles.

The FP&A software pricing comparison lines up the quote-only mid-market tools.

Buy Jirav direct if you are a single-entity company with one finance person or a small team, a QuickBooks, Xero, NetSuite or Sage Intacct ledger, and no one with time to build a driver-based model from scratch. The five-figure yearly fee only pays back when the model replaces real hours of spreadsheet rebuilding each month.

Pro is the realistic plan for most of these buyers, because departmental budgets and five admin or editor seats start there.

Buy it as a firm if you run client accounting services and want to add a monthly FP&A line with your own branding. The wholesale entry price, unlimited firm users and the partner training make it one of the more firm-friendly options, next to Fathom and Reach Reporting, which are also built for advisors.

Skip Jirav if your need is a 13-week cash view or a monthly management pack. The 13-week cash flow forecast walkthrough and the cash flow forecasting tools list cover cheaper routes.

Skip it too if consolidation is the main job. Jirav's help center describes consolidation through custom tables, separate accounts per entity with the roll-up done in Excel, or a third-party tool for QuickBooks Online files.

Cube prices its plans by entity count, and a ledger such as Sage Intacct handles multi-entity books natively.