FP&A Software Pricing Compared 2026: 12 Vendors Checked

No FP&A vendor on this list publishes a total for 25 finance users billed yearly, so no cheapest option can be named from list prices. Mosaic is the only one with a dollar rate per user: a $50 add-on, billed month to month. Eleven of the 12 vendors we checked on their own sites on October 10, 2026 show no dollar price at all.

CFOpresso data: Of the 12 FP&A vendors we checked on their own sites, 11 publish no dollar price. Toolradar, the software directory we run, has evaluated 16 financial planning tools in its October 2026 ranking. This page checks the 12 vendors below on the price each one publishes.

The scenario, and the one rate we could compute

The scenario is 25 finance users on one company, billed yearly. A vendor only enters a cost column with a dollar figure for that scenario, read on its own pricing page on the day we checked. Almost none qualify.

The one user rate we could compute comes from Mosaic. Its Chello Pro add-on is $50 per user per month, billed month to month with no annual commitment. Twenty-five users at that rate is $1,250 a month, or $15,000 a year. That figure covers the add-on only. Mosaic's base platform is priced per seat and billed annually, with a rate that steps down as headcount rises, but the page gives no number for it. The total cannot be stated, and the add-on's monthly billing does not match the yearly scenario anyway.

What the 12 vendors publish

The table orders vendors by how much each page publishes, not by cost, because cost cannot be ranked from these pages.

Mosaic, the only per-user rate

Mosaic prices its platform per seat, billed annually, and the rate falls as headcount rises. The page does not show the base rate, and it scopes onboarding to each customer, so a first-year total is a quote. Its standard agreements run 12 months and renew automatically with 30 days' notice, with the exact term set in the quote.

Two fit questions follow from the page. Its examples are professional-services firms, with utilization and billable time as the results, so an in-house finance team should ask whether the planning model suits its own work. And the add-on bills month to month while the platform bills annually, so a yearly budget cannot capture the whole cost from the public page. That makes Mosaic the one vendor a buyer can price before a sales call, though only for the add-on.

Datarails and the seat-cap problem

Datarails lists three tiers, each with a quote button and no dollar figure. What it does publish is the user count per tier: 2 users and 1 integration on Professional, 5 users and 2 integrations on Premium, and 15 users plus 50 viewers and 3 integrations on Expert.

A team of 25 users sits above the top tier's listed count. The page does not say what happens above it, so the question belongs in writing before a buyer assumes Expert covers the team. Users and viewers are counted separately here, which matters for a finance group where most people read the model and only a few change it.

Cube and Vena: unlimited users at Cube, no price at either

Cube lists "Unlimited Dimensions and Users" in every plan, with a get-quote button on each. For 25 users that removes the seat cap as a constraint, but the price still is not on the page. Vena offers a Professional and a Complete plan and three seat types: Power User, Contributor and View only. Its export APIs are sold as an extra fee, so a Vena quote should show that line separately from the platform subscription.

Free trials are not prices

Workday Adaptive Planning offers a free trial for 30 days, requested from its site, while its paid plans read "Pricing varies." Pigment's homepage shows a "Start free trial" button without a stated length. Neither one gives a price. A trial shows the product working, not the cost of running it for 25 people for a year.

Two dollar figures that do not fit this scenario

Jirav lists plans "starting at $50/mo" and "starting at $150/mo," but its page is wholesale pricing for accounting and CFO advisory firms. The plans are priced by company or department count, not by finance user, so they cannot price one in-house team.

Fathom charges by connected company. Its Pro plan is $450 a month with 25 companies included, plus $17 for each extra company. Its Portfolio plan is $67 a month with 100 companies included. Both plans are sized by connected companies, so a finance team with one company would pay for capacity it does not use. Neither gives a 25-user total.

What to ask for in the quote

Since most prices sit behind a quote, the fairest comparison puts the same scope to every vendor in writing. Ask for:

• The base subscription per user, the total at 25 seats, and the exact point where the rate steps down. Mosaic's step-down is real, but its figure is not public.
• The seat caps and viewer rules for the tier you would buy. Datarails caps users at 15 on its top tier, plus 50 viewers.
• Any fee for export or API access. Vena charges extra for export APIs.
• Whether each add-on is billed monthly or annually. Mosaic's Chello Pro add-on is month to month, so it changes the cost line on an annual deal.
• The one-time onboarding cost as its own line. Mosaic scopes it to each rollout.
• The renewal term and notice period. Mosaic's standard term is 12 months with automatic renewal and 30 days' notice.

Methodology

We read each vendor's pricing page on October 10, 2026, and quoted only dollar figures that appeared on it. For Pigment, Planful and Drivetrain, we read the homepage, where the main calls to action are a demo or a trial. Where a vendor shows no dollar figure, the table says "Not published," and we did not estimate a price from third-party sites. Jirav and Fathom show dollar figures in units that do not match a per-user scenario, so they sit outside the table. Vendor prices can move after the check, so treat the date above as the date of the check. This page is general information, not personalized financial advice.

FAQ

How much does FP&A software cost in 2026?

Most vendors do not publish a price. Of the 12 we checked on their own sites on October 10, 2026, 11 show none. The one per-user dollar rate is Mosaic's $50 add-on, billed month to month. Jirav and Fathom publish dollar figures, but by firm plan or by connected company.

What is the cheapest FP&A software for 25 finance users?

No cheapest option can be named from published prices. Mosaic's add-on alone comes to $1,250 a month, or $15,000 a year, for 25 users, before a base seat cost that Mosaic does not publish. A real ranking needs a written quote from each vendor for the same scope.

Is there a free FP&A software?

None of the 12 pages we checked lists a free plan. Workday Adaptive Planning offers a 30-day free trial on request, and Pigment's homepage shows a "Start free trial" button without a length. A trial shows the product, not the yearly cost.

Does Datarails work for 25 finance users?

Not on the listed numbers. Its top tier lists 15 users plus 50 viewers, and a 25-user team is above that count, so ask Datarails in writing how it prices the extra users before you assume the tier fits.

Does Pigment publish pricing?

No price appears on Pigment's homepage, which offers a "Start free trial" button and a demo request instead. Ask for a quote built on the same users and modules you give every other vendor.

Why are Jirav and Fathom not in the table?

Both publish dollar figures, but neither prices by finance user. Jirav's plans are for accounting and CFO advisory firms and count companies or departments. Fathom counts connected companies: $450 a month for 25 companies on Pro.

Cite this: CFOpresso, "FP&A Software Pricing Compared 2026," October 2026.

For the vendors this page cannot price, our Pigment review and Anaplan review cover what each product does and what to ask in a quote. The Cube review and Datarails review go deeper on seat and tier structure. If you are still choosing a shortlist, best AI FP&A software ranks the same category on fit rather than price. Buyers whose real need is budgeting or cash forecasting should compare budgeting and forecasting tools and cash flow forecasting tools, and teams that need multi-entity roll-ups should read our financial consolidation tools guide before they request a quote. For the planning forecast that FP&A feeds, read our 13-week cash flow forecast guide, and for the AI layer above the planning model, AI for CFOs.

Some offers on this page may be paid placements or contain affiliate links.