Best Accounts Receivable Automation Software in 2026
Ten AR platforms compared on what each vendor actually publishes about price, and on how many of them make you sit through a sales call to find out.
Chaser is the only vendor here that puts a dollar figure on its own pricing page: $259 a month for Compact, billed monthly, or $233 a month if you pay yearly, up to $1,169 a month for Complete. Tabs publishes a starting price too, $2,000 a month for its Launch tier, covering billing and collections for companies under $5 million in revenue.
Everyone else, HighRadius, Billtrust, Versapay, Invoiced, Gaviti, Tesorio and Esker, sells accounts receivable automation as a quote, priced against your invoice volume and entity count rather than a seat count. Upflow sits in between: its plans are custom-quoted by annual invoice value, but its payments add-on carries a published $390 a month platform fee.
Key facts10 tools compared: HighRadius, Billtrust, Versapay, Chaser, Upflow, Invoiced, Gaviti, Tesorio…
- 10 tools compared: HighRadius, Billtrust, Versapay, Chaser, Upflow, Invoiced, Gaviti, Tesorio, Esker, Tabs
- Billtrust (best for: Mid-market to enterprise teams wanting a full invoice-to-cash network): Custom quote; Billtrust publishes no list price
- Versapay (best for: Teams that want customers and AR staff resolving disputes in one shared view): Custom quote; Versapay publishes no list price
- Chaser (best for: SMBs and mid-market teams that want a published price without a sales call): From $259/mo (Compact, billed monthly, $233/mo yearly) to $1,169/mo (Complete); Custom quote above Complete
Accounts receivable automation gets pitched as one category, but the ten platforms below split into two products wearing the same label. One kind automates collections: reminder emails, a customer portal, a dunning sequence that does not depend on a collector remembering to follow up. The other automates cash application: matching an incoming bank payment to the right open invoices without someone in AR spending an afternoon on a remittance spreadsheet. The biggest players sell both, bundled, and price the bundle by quote.
CFOpresso data: Toolradar, the software directory we run, sets its own ten accounts receivable automation picks against the 266 tools it tracks in its accounting category, live as of September 2026: see Toolradar's accounts receivable ranking. Only two of the ten platforms on that list name a self-serve price; the rest require a sales conversation before you see a number, which matches what we found checking these vendors directly.
We pulled pricing and product pages from ten vendors a controller or FP&A lead would put on a shortlist in September 2026, live on each vendor's own site this month. How we ranked: fit for AR-specific workflows, collections automation depth, cash application accuracy claims and whatever pricing a vendor was willing to publish.
Top Picks
Based on features, real-world fit, and value for money.
The enterprise-scale pick, with AI agents across credit, collections, cash application and deductions, priced only after a sales conversation.
Custom quote; HighRadius publishes no list price for Autonomous Receivables
Large enterprises wanting AI-driven, end-to-end autonomous receivables
A long-standing invoice-to-cash platform built around a buyer payment network, with pricing available only through sales.
Custom quote; Billtrust publishes no list price
Mid-market to enterprise teams wanting a full invoice-to-cash network
A collaborative AR platform built around a shared portal where customers and your team resolve disputes together, priced by quote.
Custom quote; Versapay publishes no list price
Teams that want customers and AR staff resolving disputes in one shared view
| Tool | Pricing | Best for |
|---|---|---|
| HighRadius | Custom quote; HighRadius publishes no list price for Autonomous Receivables | Large enterprises wanting AI-driven, end-to-end autonomous receivables |
| Billtrust | Custom quote; Billtrust publishes no list price | Mid-market to enterprise teams wanting a full invoice-to-cash network |
| Versapay | Custom quote; Versapay publishes no list price | Teams that want customers and AR staff resolving disputes in one shared view |
| Chaser | From $259/mo (Compact, billed monthly, $233/mo yearly) to $1,169/mo (Complete); Custom quote above Complete | SMBs and mid-market teams that want a published price without a sales call |
| Upflow | Custom quote by annual invoice value (five tiers, unlimited seats); Payments add-on from $390/mo platform fee | Finance teams that want AI collections agents priced by invoice volume, not headcount |
| Invoiced | Custom quote; Invoiced (by Flywire) publishes no list price | Mid-size businesses wanting an API-first invoice-to-cash build |
| Gaviti | Custom quote, priced by invoice volume rather than seats; Gaviti publishes no list price | Teams that want unlimited users and workflows without a per-seat bill |
| Tesorio | Custom quote; Tesorio publishes no list price | Teams that want AR collections paired with cash flow forecasting |
| Esker | Custom quote; Esker publishes no list price for its AR module | Enterprises standardizing accounts receivable inside a full order-to-cash suite |
| Tabs | From $2,000/mo (Launch, up to $5M revenue); Growth, Scale, Enterprise custom quote | Growth-stage companies wanting billing and collections automation with a published entry price |
Pricing read from each vendor's own pricing page, checked Sep 2026. 7 of 10 sell by quote only and publish no price; those entries say so rather than estimating. 3 of 10 publish prices for some plans and quote the rest.
HighRadius
The enterprise-scale pick, with AI agents across credit, collections, cash application and deductions, priced only after a sales conversation.
- Pricing
- Custom quote; HighRadius publishes no list price for Autonomous Receivables
Best for: Large enterprises wanting AI-driven, end-to-end autonomous receivables
Pros
- Autonomous Receivables covers credit, collections, cash application, deductions and forecasting in one suite
- Built for the transaction volume and complexity of a large, multi-entity finance organization
- Subscription pricing includes infrastructure and maintenance, with no separate upfront license fee
Cons
- No published price anywhere on the site; every deal starts with a consultation
- The breadth that suits a large enterprise is more platform than a smaller AR team needs to run day to day
Billtrust
A long-standing invoice-to-cash platform built around a buyer payment network, with pricing available only through sales.
- Pricing
- Custom quote; Billtrust publishes no list price
Best for: Mid-market to enterprise teams wanting a full invoice-to-cash network
Pros
- Invoice-to-cash workflow spans presentment, payment and cash application in one connected process
- A large existing buyer network can mean customers already recognize the payment portal
- Deep AR specialization built over years serving mid-market and enterprise finance teams
Cons
- Nothing is priced on the site, so budgeting starts with a demo call rather than a comparison
- Implementation for a network-based platform this established is not a same-week setup
Versapay
A collaborative AR platform built around a shared portal where customers and your team resolve disputes together, priced by quote.
- Pricing
- Custom quote; Versapay publishes no list price
Best for: Teams that want customers and AR staff resolving disputes in one shared view
Pros
- The collaborative portal design cuts the email back-and-forth that usually surrounds a disputed invoice
- Embedded payment options inside the portal push customers toward paying where they already are
- Sits on top of an existing ERP rather than requiring a full accounting system replacement
Cons
- No pricing published; a phone call with sales is the only way to get a number
- The collaborative-portal model matters most when you have recurring B2B customers, less for one-off invoicing
Chaser
The only platform here with a real dollar figure on its own pricing page, scaling by plan as revenue and entity count grow.
- Pricing
- From $259/mo (Compact, billed monthly, $233/mo yearly) to $1,169/mo (Complete); Custom quote above Complete
Best for: SMBs and mid-market teams that want a published price without a sales call
Pros
- Actual USD prices are published for every tier below the top bracket, a rarity in this category
- Core and above add unlimited users and multi-entity support without a per-seat charge
- A receivables forecast and dedicated account manager come standard on Complete, not as a paid add-on
Cons
- Tiers are gated by annual revenue, so a fast-growing company can outgrow Compact within a year
- No cash application or ERP-grade collections network to match HighRadius or Billtrust at real enterprise scale
Upflow
Five tiers set by how much you invoice a year, not how many people log in, with AI agents for collections and cash application from the mid tiers up.
- Pricing
- Custom quote by annual invoice value (five tiers, unlimited seats); Payments add-on from $390/mo platform fee
Best for: Finance teams that want AI collections agents priced by invoice volume, not headcount
Pros
- Unlimited user seats on every tier means adding people to the AR team never changes the bill
- AI agents for collections, cash application and insights are included from the Scale tier
- A free Discover plan gives dashboard and AR performance insight before you commit to a paid tier
Cons
- None of the five core tiers publish an actual dollar figure, only the invoice-volume thresholds that define them
- The Payments add-on's platform fee is on top of the core plan, plus per-transaction fees
Invoiced
An API-first invoicing and collections platform, now under Flywire, aimed at mid to large businesses that want to customize the workflow.
- Pricing
- Custom quote; Invoiced (by Flywire) publishes no list price
Best for: Mid-size businesses wanting an API-first invoice-to-cash build
Pros
- API-first architecture suits a finance team with engineering resources who want to build around the platform
- Automated dunning, a customer payment portal and cash application cover the core AR cycle
- Backing from Flywire brings cross-border payment reach beyond a typical domestic AR tool
Cons
- No pricing published anywhere on the site; the only path to a number is scheduling a demo
- The API-first design assumes technical resources a smaller finance team may not have on hand
Gaviti
Collections and cash application priced by how many invoices you run, with unlimited users and workflows on every package.
- Pricing
- Custom quote, priced by invoice volume rather than seats; Gaviti publishes no list price
Best for: Teams that want unlimited users and workflows without a per-seat bill
Pros
- Unlimited users, workflows and permission customization ship as standard, not upsells
- Pricing tied to invoice volume avoids the per-seat cost creep of adding more AR staff
- Positioned specifically for mid-market collections teams rather than a broader finance suite
Cons
- No published number at all; you fill out a contact form before a package is designed for you
- Usage-based pricing means the bill is unpredictable until you have an actual quote in hand
Tesorio
Collections automation built alongside cash flow forecasting, so the same receivables data drives both, priced by quote only.
- Pricing
- Custom quote; Tesorio publishes no list price
Best for: Teams that want AR collections paired with cash flow forecasting
Pros
- Cash flow forecasting built from live receivables data goes further than a collections-only tool
- An ROI calculator on the site at least lets you estimate savings before talking to sales
- Enterprise customer base suggests the platform holds up at real transaction volume
Cons
- No pricing tiers or figures anywhere, not even a starting range
- The forecasting emphasis is wasted spend if collections automation alone is all you need
Esker
AR sold as one module of Esker's broader order-to-cash automation, credit management through collections, priced only by quote.
- Pricing
- Custom quote; Esker publishes no list price for its AR module
Best for: Enterprises standardizing accounts receivable inside a full order-to-cash suite
Pros
- Credit management, invoice delivery, cash application and deductions all live in one connected suite
- Fits a company already running or considering Esker for the order or procure-to-pay side too
- Established enterprise vendor with a long AR and order-to-cash track record
Cons
- No pricing published on the site at all, and no dedicated AR-only pricing page exists
- Buying the whole order-to-cash suite for the AR module alone is more platform than most teams need
Tabs
A newer AI-native billing and revenue platform, with collections automation built in and a real starting price on its own site.
- Pricing
- From $2,000/mo (Launch, up to $5M revenue); Growth, Scale, Enterprise custom quote
Best for: Growth-stage companies wanting billing and collections automation with a published entry price
Pros
- Launch publishes an actual monthly price, unusual for a platform that also handles contract-to-cash
- AI agents for contract processing, billing and collections ship on every tier, not as an add-on
- Revenue recognition sits alongside AR in the same platform, useful if you would otherwise buy two tools
Cons
- A newer entrant without the AR-specific track record of HighRadius, Billtrust or Versapay at enterprise scale
- Tiers are capped by revenue and active contract count, so growth resets the pricing conversation fast
What it is
Accounts receivable automation software chases down what customers owe: it sends invoices, automates the collections follow-up sequence, offers a self-service payment portal, and applies incoming cash to the right open invoices so a controller is not reconciling a bank statement by hand. The stronger platforms add credit risk scoring, dispute and deduction management, and cash flow forecasting built from the same receivables data.
A few of the newer entrants, Tabs among them, bundle AR with billing and revenue recognition in one system instead of selling AR alone. If you want those pieces judged on their own, our billing software and revenue recognition software rankings cover them directly.
Why it matters
Days sales outstanding is the metric that moves when this software works, and it moves the wrong way fast when it does not. A collections process that runs on a shared inbox and a spreadsheet reminder list loses track of who was already chased this week, and a cash application process that still means opening a remittance PDF by hand is the reason month-end close slips a day. The platforms below sell the fix as either a monthly subscription you can budget for in advance, or a quote that scales with how many invoices and entities you run, and the two pricing models suit very different finance teams.
The other cost worth naming is what happens when the tool oversells collections and undersells cash application, or the reverse. Tesorio leans into cash forecasting on top of collections; Esker sells AR as one module inside a broader order-to-cash suite most teams here do not need in full. If AP, not AR, is the bigger drag on your close, our AP automation software ranking covers that side, and our cash flow forecasting tools guide goes deeper on the forecasting layer some of these AR platforms bolt on. Teams running NetSuite or SAP Concur for the rest of the finance stack should confirm the two-way sync before signing, since a shallow export undoes the hours the automation is supposed to save.
Key features to look for
Pricing
Two vendors here name a price and eight do not. Chaser publishes real USD figures across all three of its tiers, each about 10 percent cheaper if billed yearly instead of monthly, with a custom quote only above its top bracket.
Tabs publishes a single entry price for its Launch tier, then moves to custom quotes as revenue and contract volume climb.
Upflow sits in the middle: its five core tiers are set by annual invoice value rather than a dollar figure, but its Payments add-on carries a published monthly platform fee plus per-transaction fees.
HighRadius, Billtrust, Versapay, Invoiced, Gaviti, Tesorio and Esker are all quote-only, and none of the seven puts even a starting range on its own site.
That is normal at this end of the category: invoice volume, entity count and integration scope vary too much for a flat table, and an enterprise AR buyer usually ends up on a call with one of these seven regardless of what a smaller competitor charges. Prices checked in September 2026 on each vendor's own pricing page.
| Plan | Price | Best for |
|---|---|---|
| HighRadius Autonomous Receivables | Custom quote | Subscription SaaS, no separate upfront license fee |
| Billtrust invoice-to-cash | Custom quote | No published tiers or starting range |
| Versapay Collaborative AR Network | Custom quote | Shared portal for disputes; embedded payments |
| Chaser Compact | $259/mo ($233/mo billed yearly) | 4 users, smaller revenue band, 30 follow-up templates |
| Chaser Core | $779/mo ($700/mo billed yearly) | Unlimited users, mid-market revenue band, multi-entity |
| Chaser Complete | $1,169/mo ($1,050/mo billed yearly) | Dedicated account manager and receivables forecast |
| Chaser Custom | Custom quote | Largest revenue band, priced by quote |
| Upflow Starter to Enterprise | Custom quote by invoice volume | Unlimited seats on every tier, $10M to $100M+ GIV |
| Upflow Payments add-on | $390/mo platform fee plus fees | 3.5% + $0.30 card; 0.8% capped at $5 ACH |
| Invoiced (by Flywire) | Custom quote | API-first; no published starting price |
| Gaviti | Custom quote by invoice volume | Unlimited users and workflows on every package |
| Tesorio | Custom quote | Collections plus cash forecasting; ROI calculator only |
| Esker order-to-cash (AR module) | Custom quote | AR sold inside the broader order-to-cash suite |
| Tabs Launch | $2,000/mo | Up to $5M revenue, 100 active contracts |
| Tabs Growth / Scale / Enterprise | Custom quote | $5M-$20M, $20M-$50M, $50M+ revenue tiers |
The bottom line
If you want a real dollar figure without a sales call, Chaser covers collections automation cleanly for a small or mid-sized AR team at its published rate. Tabs is the newer alternative, worth a look if you also want contract billing and revenue recognition on the same platform. Upflow is the middle path: quote-only core tiers, but unlimited seats and a published payments fee if you need embedded collection.
Once volume and complexity outgrow a self-serve platform, HighRadius, Billtrust, Versapay, Invoiced, Gaviti, Tesorio and Esker are the names a controller actually calls, and none will give you a number until you do. For the rest of the finance stack, our AP automation, cash flow forecasting, expense management and procurement software rankings cover the adjacent ground, and Toolradar's own HighRadius, Billtrust, Versapay and Chaser tool pages go deeper on each vendor. Dupple's spend management platforms guide covers the outgoing side of the ledger if AR is only half of what you are solving for.
Cite this: CFOpresso, "Best Accounts Receivable Automation Software in 2026," September 2026.
Frequently asked questions
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Sources
Prices and plan details come from each vendor's own pricing page, re-checked by the Toolradar pricing tracker.
- HighRadius pricingchecked Sep 2026
- Tesorio pricing
Some offers on this page may be paid placements or contain affiliate links.
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